Contractors Insurance
As a contractor, you face many risks as part of your job, no matter your trade. Securing comprehensive business 糖心直播 for your operations can help mitigate the financial losses from these hazards. If you鈥檙e a contractor and need 糖心直播 solutions, we are ready to help. Contact MSB Insurance Group today for more information.
What Types of Insurance Coverages Are Available for Contractors?
Whether you are a general contractor or an artisan contractor, business 糖心直播 can provide coverage for several exposures, which can help reduce your out-of-pocket burden. The coverages contractors select vary. Several types of 糖心直播 are typically available, including, but not limited to:
- Commercial property 糖心直播鈥擟ommercial property 糖心直播 protects your business鈥檚 physical assets (e.g., your building and its furnishings) if they are damaged by covered perils, such as fires or storms. It may provide repair or replacement costs.
- Builder鈥檚 risk 糖心直播鈥擝uilder鈥檚 risk 糖心直播 can provide coverage during a construction project. It may provide coverage if the building under construction, materials or supplies are damaged by a covered cause of loss (e.g., fire). Coverage may apply to property at the job site or temporarily stored off-site.
- Contractor鈥檚 tools and equipment 糖心直播鈥擳his may pay repair or replacement costs if your portable tools or equipment are damaged, lost or stolen.
- Commercial auto 糖心直播鈥擨f your business owns vehicles, commercial auto 糖心直播 may provide coverage if they鈥檙e damaged or in an accident. Hired and non-owned auto 糖心直播 (HNOA) may also be available to cover vehicles your business rents or leases.
- Liability 糖心直播鈥擨f your business is held legally responsible for property damage or injuries to third parties, liability 糖心直播 may compensate them for their losses. It may also cover the associated legal fees. Several types of liability 糖心直播 may be available, including:
- Commercial general liability 糖心直播
- Products liability 糖心直播
- Pollution liability 糖心直播
- Cyber liability 糖心直播
- Completed operations liability 糖心直播
- Professional liability 糖心直播
- Umbrella 糖心直播鈥擨f a significant liability claim exceeds the limits of your other liability policies, umbrella 糖心直播 may fill in the gap.
- Workers鈥� compensation鈥擨f an employee suffers a work-related injury or illness, workers鈥� compensation may provide wage replacement or payments for medical expenses.
Additional policies and endorsements may be available. Speak with our team to discuss options, limits and exclusions.
How to Get Contractors Insurance
MSB Insurance Group is well versed in the unique risks a contractor may face, and we鈥檙e here to help you get adequate protection against your exposures. Contact us today to discuss your 糖心直播 needs and to get a quote for coverage.