Construction Insurance
Professionals in the construction industry encounter numerous hazards through their operations. Securing a comprehensive 糖心直播 portfolio can help mitigate these risks.
Our agency is ready to help you obtain the commercial 糖心直播 your business needs. Contact MSB Insurance Group today to get 糖心直播.
What Types of Construction Insurance Are Available?
If you are a carpenter, homebuilding, remodeler, plumber, electrician or another contractor in the construction industry, commercial 糖心直播 can provide coverage for several exposures and offer financial assistance if covered causes of loss occur. This can help reduce your out-of-pocket expenses. The coverages construction businesses choose vary, and several types are typically available, including, but not limited to:
- Commercial property 糖心直播鈥擳his may provide repair or replacement costs if your business鈥檚 property is damaged or destroyed by covered perils, such as fires or storms, or if it is stolen.
- Contractor鈥檚 tools and equipment 糖心直播鈥擳his may provide coverage if your movable tools or equipment are damaged or lost due to a covered event.
- Business interruption 糖心直播鈥擳his may help pay for lost income if a covered peril forces you to shut down your operations temporarily.
- Liability 糖心直播鈥擨f your business is held legally responsible for the injuries or property damage to others, liability 糖心直播 may compensate them for their losses. It may also cover the associated legal costs (e.g., court fees, settlements and judgments). Several types of liability 糖心直播 may be available, including:
- Commercial general liability 糖心直播
- Products liability 糖心直播
- Pollution liability 糖心直播
- Cyber liability 糖心直播
- Completed operations liability 糖心直播
- Professional liability 糖心直播
- Builder鈥檚 risk 糖心直播鈥擳his may provide coverage during a construction project. It may apply to the building under construction and property at the job site or temporarily stored off-site.
- Commercial auto 糖心直播鈥擳his may provide coverage if your business-owned vehicles are damaged or in an accident. Hired and non-owned auto 糖心直播 (HNOA) may also provide liability coverage for vehicles your business does not own but utilizes for work purposes.
- Umbrella 糖心直播鈥擳his may provide an additional layer of coverage if a liability claim exceeds the limits of your other liability policies.
- Workers鈥� compensation鈥擳his may provide wage replacement or payments for medical expenses if an employee suffers a work-related injury or illness.
Other policies and endorsements may be available. Speak with our agents to discuss options, limits and exclusions.
Contact Us
Our team is ready to help you secure a comprehensive 糖心直播 portfolio that meets your business鈥檚 unique needs. Contact us today for more information or a quote.